Federal Employees Civil Relief Act

This bill provides temporary relief to federal workers during government shutdowns by pausing specific civil obligations. It directly affects federal employees (including contractor employees) who are furloughed or working without pay, suspending actions like evictions, mortgage foreclosures, student loan collections, tax payments, and insurance lapses during the shutdown and for 30 days afterward. Key mechanisms include court-ordered stays for rent, mortgages, and loans; automatic student loan deferment; tax payment deferrals; and protection against insurance policy termination due to unpaid premiums. The relief applies only to civil matters (not criminal cases or child support) and requires court involvement for certain actions.