Rural Microentrepreneur Assistance Act of 2025

This bill increases funding limits and modifies terms for the Rural Microentrepreneur Assistance Program. It raises the maximum microloan amount from $50,000 to $75,000 per borrower and allows loans to cover up to 50% of real estate improvement costs (like construction or demolition) for business projects. The bill also changes repayment terms to require 100% repayment (up from 75%) and extends the program's funding period from 2019-2023 to 2026-2030. These changes directly affect rural microentrepreneurs seeking small business loans for startup or expansion, particularly those needing physical space improvements.