Independent BROKERS TIME Act of 2025

The Independent BROKERS TIME Act of 2025 requires the Health and Human Services Secretary to update Medicare regulations defining third-party marketing organizations (TPMOs), clarifying distinctions between TPMOs and independent agents/brokers - particularly addressing call centers outside the U.S. and lead-generation revenue models. It mandates rulemaking to create a reward for reporting Medicare marketing scams, establish a standardized registration process for independent agents to reduce regulatory burdens, and eliminate a 48-hour waiting period before agents meet with Medicare beneficiaries. Additionally, it directs the Inspector General to review predatory call center practices and report findings to Congress within one year. The bill directly affects Medicare agents, brokers, and TPMOs by reshaping regulatory oversight and enforcement.