Community Investment and Prosperity Act

This bill amends two existing banking regulations by increasing a numerical threshold from 15 to 20 in two specific sections: the Revised Statutes (12 U.S.C. 24) and the Federal Reserve Act (12 U.S.C. 338a). It makes a technical adjustment to banking rules without creating new programs or directly affecting citizens, businesses, or government programs. The change modifies how certain financial provisions are calculated under current law but does not alter the underlying policy or impact any specific groups. As a procedural amendment to existing statutes, it has no direct public-facing effect.