AI Accountability and Personal Data Protection Act

This bill creates a federal private right of action for individuals whose "covered data" (including personal information, biometrics, location data, and inferred profiles) is used without their clear, upfront permission. It requires explicit consent for data collection, processing, or sharing with third parties, mandating specific disclosures separate from general terms. Individuals can sue for damages (minimum $1,000 per violation), punitive damages, or injunctions, and the law invalidates pre-dispute arbitration agreements for these claims. The bill does not override stricter state privacy laws but establishes a baseline federal standard for data misuse by AI systems and data processors.