Supporting Healthy Moms and Babies Act

S 1834, the Supporting Healthy Moms and Babies Act, requires health insurance plans to cover comprehensive maternity and postpartum care without copays or deductibles. It directly affects pregnant people, new parents (including non-birthing parents), and their health insurance providers by mandating coverage for prenatal care, childbirth, neonatal care, and postpartum services - including behavioral health for conditions like diabetes or hypertension. Key provisions include adding maternity care as an essential health benefit under the Affordable Care Act and prohibiting cost-sharing for these services starting in 2024. The bill applies to all group health plans, individual insurance, and employer-sponsored coverage governed by ERISA and tax law.