S 138 United States Senate · 119th Congress

VA Home Loan Awareness Act of 2025

This bill, the VA Home Loan Awareness Act of 2025, requires lenders using the Uniform Residential Loan Application to add a specific disclaimer below the military service question. The disclaimer states: "If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility." It directly affects lenders nationwide who use this standard loan form. The bill mandates this change within six months of enactment and includes a requirement for the GAO to study whether at least 80% of lenders comply within 18 months. The goal is to increase veteran homebuyers' awareness of VA loan programs.
Bill status in committee 1 of 4 stages cleared
Introduction
Jan 2025
Committee Review
Floor Vote
President
Introduced Jan 16, 2025 Last action Jan 16, 2025