No Surprise Bills for New Moms Act

The No Surprise Bills for New Moms Act updates federal health laws to ensure newborns receive immediate coverage for medical services within 30 days of birth. This legislation directly affects parents enrolled in group health plans, individual insurance policies, or employer-sponsored plans by mandating that these providers cover their newborns without requiring prior enrollment. The bill also requires insurers to offer a special enrollment period lasting at least 60 days after the initial coverage window and to notify parents immediately if a newborn is not enrolled when medical claims are submitted. By amending the Public Health Service Act, the Employee Retirement Income Security Act, and the Internal Revenue Code, the law standardizes these protections across different types of health insurance coverage.