Parity Enforcement Act of 2025

HR 957, the Parity Enforcement Act of 2025, strengthens enforcement of mental health and substance use disorder coverage parity requirements under federal law. It expands accountability for violations to include not only health plan sponsors but also service providers and administrators of group health plans. The bill adds civil monetary penalties for failing to meet parity rules, specifically targeting requirements related to mental health, substance use disorder coverage, and genetic information protections. These changes apply to health plans for years beginning one year after the bill's enactment. The law directly affects employers, insurers, and health plan administrators offering group health coverage.