Health Savings for Families Act of 2026

The Health Savings for Families Act of 2026 allows individuals to contribute money to their own Health Savings Accounts even if their spouse already has a similar health flexible spending account. This change removes the previous restriction that prevented dual contributions when a spouse maintained a comparable health reimbursement arrangement. The provision applies to plan years starting after December 31, 2026, and limits the spouse's account reimbursements to expenses that would have been eligible if the individual were not involved.