MFA Act

The Marketplace Fraud Accountability Act requires the healthcare.gov website to use multi-factor authentication for users enrolling in health plans or accessing their personal enrollment data. This security measure, which involves verifying identity through at least two methods like passwords and biometrics, must be implemented within one year of the bill's enactment. The law includes an exception for individuals who lack access to broadband or cellular service or cannot otherwise use this technology. By strengthening identity verification, the bill aims to protect consumer information while maintaining access for those with connectivity limitations.