Health Coverage Choice Act

HR 90, the Health Coverage Choice Act, defines "short-term limited duration insurance" as health coverage with an initial term under 12 months and a total duration (including renewals) of no more than three years. This definition would directly affect health insurance issuers selling such plans and consumers purchasing short-term coverage as an alternative to standard health insurance. The bill amends the Public Health Service Act to establish this clear regulatory standard for these temporary plans. The legislation does not include additional policy provisions beyond this definitional change.