GUIDANCE Act of 2026
The GUIDANCE Act of 2026 restores 23 specific rules and policies previously withdrawn by the Bureau of Consumer Financial Protection. These provisions directly affect consumers, financial institutions, and debt collectors by reinstating protections related to credit reporting, debt collection practices, lending discrimination, and data security. The bill effectively reverses recent administrative actions, ensuring that regulations covering medical debt, overdraft fees, and whistleblower protections remain in force.
Bill status
in committee
1 of 4 stages cleared
Introduction
May 2026
Committee Review
Floor Vote
President
Introduced May 13, 2026
Last action May 13, 2026
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
2
Key actions
0
Committee
1
May 13, 2026
Committee
Referred to the House Committee on Financial Services.
lower
May 13, 2026
Introduced
Introduced in House
lower
1 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Maxine Waters
DDemocratic
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