Housing FIRST Act

This bill amends the Fair Credit Reporting Act to restrict how background information is shared with landlords when screening potential tenants. It directly affects individuals with criminal records by prohibiting consumer reporting agencies from including specific data in reports used for rental housing decisions. Key provisions ban the inclusion of arrest records, juvenile adjudications, expunged convictions, and cases resolved through diversion programs, while also preventing the reporting of convictions that have been completed or where the individual is currently on probation or parole. Additionally, the legislation requires landlords who deny housing based on these reports to provide applicants with the specific reasons for the denial within three days. Finally, the bill prevents states from setting their own time limits for how long certain types of criminal information can be excluded from these reports.