Auto Reenroll Act of 2025

The Auto Reenroll Act of 2025 modifies retirement savings plan rules to allow automatic re-enrollment for employees who previously opted out. Specifically, it permits employers to automatically place employees back into retirement contribution plans after 1-3 years (without requiring a new election), unless the employee actively chooses to remain opted out. This applies to 401(k) plans and similar retirement arrangements, directly affecting employees who had previously declined to contribute. The law ensures plans won’t be disqualified for using this automatic re-enrollment method, streamlining participation while respecting employee choice.