Mental Health Professionals Workforce Shortage Loan Repayment Act of 2025

HR 6672 creates a federal loan repayment program for mental health professionals working in designated shortage areas. It allows eligible individuals (such as psychologists, social workers, or counselors with qualifying student loans) to have up to $250,000 in federal education debt repaid over six years in exchange for full-time service in a shortage area. The program covers loans including federal student loans for mental health degrees and Direct Stafford/PLUS loans, with payments structured as 1/6 of the debt per year for the first five years and the remainder in the sixth year. The bill authorizes $25 million annually from 2026 to 2035 to fund this initiative, targeting areas with critical mental health provider shortages.