Artificial Intelligence Civil Rights Act of 2025

The Artificial Intelligence Civil Rights Act of 2025 requires developers and deployers of AI systems that make decisions affecting "consequential actions" (such as employment, housing, healthcare, education, and credit) to conduct pre-deployment evaluations and annual impact assessments by independent auditors. The bill mandates transparency requirements including clear disclosures to individuals about how AI is used in decision-making, establishes a right to human alternatives for significant AI-driven decisions, and prohibits discrimination based on protected characteristics like race, gender, or disability. It creates enforcement mechanisms through the Federal Trade Commission, state attorneys general, and private lawsuits, with penalties including civil penalties of up to 4% of annual revenue. The act also requires developers to provide explanations for AI-driven decisions and sets standards for data collection to prevent harm and ensure fairness in critical life areas.