AI Fraud Deterrence Act

HR 6306, the AI Fraud Deterrence Act, increases penalties for fraud crimes when artificial intelligence is used to impersonate federal officials. The bill amends existing laws (mail fraud, wire fraud, bank fraud, and money laundering) to add $1 million fines or up to 20 years in prison for AI-assisted fraud, and specifically targets impersonation of government officials with $1 million fines or up to 3 years in prison when AI is used. It defines "artificial intelligence" using the 2020 National AI Initiative Act and includes a First Amendment protection for satire or parody with clear disclosure. The law directly affects scammers using AI to mimic government officials, as highlighted by recent incidents involving impersonated White House and State Department communications.