Caring for Mothers Act of 2025

The Caring for Mothers Act of 2025 requires health insurance plans to cover pregnancy-related care, postpartum care, and mental health services for birth mothers who place their newborns for adoption. It directly affects birth mothers (citizens or lawfully present individuals who are pregnant or within six months postpartum) and their health insurance plans. To activate coverage, an adoptive parent must submit a joint request with the birth mother, including attestations about the adoption plan. Coverage begins the month after the request is received and lasts up to one year from the child’s birth, ending if either party requests termination. The law explicitly states it does not require an adoption to proceed or impose penalties if adoption is not completed.