FEMA Operations Continuity Act of 2025

This bill ensures FEMA can continue disaster relief operations during government funding gaps by authorizing the agency to use existing Disaster Relief Fund balances. It allows FEMA to process claims and payments for both current and future disasters (including individual and public assistance) without interruption, while maintaining necessary staff and contracts. The bill prohibits diverting Disaster Relief Fund money during shutdowns (except for mandatory legal requirements) and explicitly designates FEMA operations as "essential" under the Anti-Deficiency Act to protect life and property. It directly affects disaster victims by preventing aid delays during budget disputes.