Tribal Housing Continuity Act of 2025

This bill ensures tribal housing programs continue during government shutdowns by appropriating $1.6 billion from general Treasury funds during any lapse in discretionary appropriations. It directly affects tribal nations by allowing the Department of Housing and Urban Development (HUD) to keep processing funding requests, managing existing programs, and guaranteeing loans under the 1996 Native American Housing Act for both Indian and Native Alaskan communities. Key provisions include funding HUD staff to handle critical housing program operations - like issuing funding notices and processing loan guarantees - without interruption. The bill requires HUD to report to Congress within 90 days of any funding lapse about actions taken using these funds. This provides concrete continuity for tribal housing projects that would otherwise stall during budget gaps.