Predatory Truck Leasing Prevention Act of 2025

HR 5423, the Predatory Truck Leasing Prevention Act of 2025, would ban truck companies from using lease-purchase agreements that trap drivers in debt without building equity. It requires the federal government to create new rules within one year to prohibit "predatory" programs where carriers control drivers' work, pay, and debt while denying drivers ownership of the truck. Drivers who signed such agreements after the new rules take effect could seek relief if the terms violated the regulations. This directly affects truck drivers in lease-purchase programs and the trucking companies that use them.