National Infrastructure Bank Act of 2025

The National Infrastructure Bank Act of 2025 would establish a government-owned bank to finance infrastructure projects across the United States, aiming to address a $3.69 trillion financing gap identified by the American Society of Civil Engineers. The bank would provide loans up to $5 trillion for transportation, energy, environmental, and community development projects, with specific criteria focused on economic growth, environmental benefits, and serving disadvantaged communities. It would be governed by a 25-member Board of Directors with diverse regional and expertise qualifications, and would operate with tax exemptions and capital requirements to ensure financial stability. The bill also establishes regional economic accelerator planning groups to coordinate infrastructure development and create a pipeline of projects for the bank to finance.