Rural Housing Service Reform Act of 2025

This bill establishes a permanent Rural Housing Preservation and Revitalization Program to help maintain affordable housing in rural areas. It provides mechanisms for loan restructuring, extends rental assistance contracts for up to 20 years, and streamlines application processing for housing assistance. The bill also adjusts rural housing voucher programs to better respond to tenant needs, including allowing for interim and annual reviews of voucher amounts based on income changes. These changes directly affect low-income rural residents living in federally assisted housing and the housing providers who manage these properties.