Business Uninterrupted Monetary Program Act of 2025

This bill requires transportation project sponsors (like cities or transit agencies) to establish "BUMP Funds" for projects over $50 million funded through federal grants. The funds, partially funded by the sponsor's local contribution (up to 25% of their share), reimburse affected private businesses or nonprofits for specific costs like rent, payroll, utilities, or lost income during construction disruptions. Sponsors must detail eligibility, impact assessment, and distribution processes in grant applications. Unused funds can be reused for project enhancements or other eligible work, with oversight by the Secretary of Transportation. The program applies to highway and transit projects under federal grant programs.