SEED Act of 2025

The SEED Act of 2025 creates a new exemption under the Securities Act of 1933, allowing small businesses to raise up to $250,000 in a 12-month period through simplified investment offers without full SEC registration. This directly affects small entrepreneurs and startups seeking modest capital for growth. Key provisions include setting the $250,000 annual limit for "micro-offerings" and establishing disqualification rules for businesses or individuals with recent securities violations or criminal convictions related to fraud. The bill aims to lower barriers for small-scale fundraising while maintaining investor safeguards. It amends existing securities law to streamline access to capital for early-stage businesses.