Preventing Our Next Natural Disaster Act

This bill amends the Robert T. Stafford Disaster Relief Act to prioritize disaster resilience funding for vulnerable communities. It defines "environmental justice communities" (communities of color, low-income, or Tribal areas facing higher environmental risks) and "small impoverished communities" (under 50,000 people, economically disadvantaged), requiring FEMA to prioritize these groups for assistance. The bill increases federal funding coverage to 90% for mitigation projects in these communities (up from 75%) and mandates that projects account for future climate risks in design. It also creates a new federal database to track disaster spending and requires FEMA to provide outreach support to help eligible communities apply for funding.