ENROLL Act of 2025

The ENROLL Act of 2025 modifies the Affordable Care Act's navigator program, which helps people enroll in health insurance. It requires states and federal exchanges to award grants based on an entity’s capacity to provide services, not whether they cover non-qualified health plans, and ensures at least one annual grant goes to community-focused nonprofits. The bill expands navigators’ duties to include explaining Medicaid and children’s health insurance programs (CHIP) in clear language, mandates in-person assistance options, and allocates $100 million annually from insurer user fees for federal exchanges starting in 2026. These changes directly affect navigators, health insurance exchanges, and consumers seeking coverage under the Affordable Care Act.