Supporting Healthy Moms and Babies Act

HR 3762, the Supporting Healthy Moms and Babies Act, requires health insurance plans to cover comprehensive prenatal, childbirth, neonatal, perinatal, and postpartum care without cost-sharing (like copays or deductibles). It mandates specific services including ultrasounds, care for pregnancy loss, delivery support, and postpartum behavioral health services for conditions like diabetes or hypertension. The bill applies to group health plans and individual insurance policies starting after the law's enactment, covering both biological mothers and legal parents who did not give birth. This policy directly affects insured individuals seeking maternal and newborn healthcare, ensuring these essential services are fully covered under existing Affordable Care Act requirements.