No Loan Forgiveness for Terrorists Act of 2025

HR 3739, the "No Loan Forgiveness for Terrorists Act of 2025," amends the Higher Education Act to exclude certain organizations from qualifying for federal public service loan forgiveness (PSLF). It defines "public service job" to exclude employment with organizations that engage in specific illegal activities, including aiding immigration law violations (like illegal border crossings), materially supporting terrorism (including funding cartels or violent acts), facilitating child abuse (such as chemical castration or trafficking children), engaging in illegal discrimination, or violating state tort laws (like trespassing or vandalism). This change directly affects borrowers working for organizations meeting these criteria, barring them from PSLF eligibility. The bill creates a concrete policy exclusion based on employer conduct, not individual employee actions.