Primary Regulators of Insurance Vote Act of 2025

This bill makes State insurance commissioners voting members of the Financial Stability Oversight Council (FSOC), replacing their previous nonvoting status. It requires the President to appoint a commissioner recommended by the National Association of Insurance Commissioners (NAIC), with a 15-day deadline for the NAIC to provide a list. The bill also establishes a temporary transition period until the new appointee is confirmed, during which current rules apply. This directly affects state insurance commissioners and changes how the FSOC makes decisions on financial stability matters. The key change is granting state-level insurance regulators a formal voting role in federal financial oversight.