Disaster Housing Flexibility Act of 2025

The Disaster Housing Flexibility Act of 2025 creates a new program allowing states to receive block grants instead of individuals applying directly for temporary housing assistance after a major disaster. Under this bill, states that choose to participate would manage housing funds through a block grant from FEMA, replacing the current process where individuals apply for aid under Section 408(c) of the Stafford Act. FEMA must assess housing costs with state input, and the grant amount must cover equivalent assistance to what would have been provided under the existing program. States must report on fund usage and can redirect unused funds to disaster preparedness, directly affecting participating states and residents who would have accessed direct aid under the current system.