Natural Disaster Recovery Program Act of 2025

The Natural Disaster Recovery Program Act of 2025 establishes a new Natural Disaster Recovery Reserve Fund to address unmet needs after major disasters, primarily affecting states and tribal governments. It requires the President to assess unmet recovery needs within 90 days of a disaster declaration, including damage data and gaps in existing assistance. The bill allows states to use funds for home repair, economic recovery, and other unmet needs with limits on administrative costs (13% for state programs, 5% for household assistance), and mandates regular reporting on fund usage. It also includes provisions for technical assistance to help grantees manage funds effectively and comply with federal requirements.