Locality-based Social Security Benefits Act of 2025

HR 3075, the Locality-based Social Security Benefits Act of 2025, would adjust Social Security monthly benefits based on where a recipient lives. It requires the Social Security Commissioner to increase benefits by the same percentage used for federal employee pay raises in the recipient's specific geographic "locality pay area" (as defined for federal workers). This directly affects Social Security beneficiaries residing in different U.S. regions, as their benefit amount would rise by the locality-specific percentage determined annually by the President. The change applies to the benefit amount at the time of the increase, using existing federal pay adjustment mechanisms.