To amend the Small Business Act to make disaster loans available for damages caused by prolonged power outages, and for other purposes.

HR 2897 expands eligibility for Small Business Administration disaster loans to cover damages from prolonged power outages. It defines a "prolonged power outage" as affecting at least 25 homes or businesses in a county (with 40% property damage) or requiring 48+ hours of power loss. Borrowers can use loan funds to purchase energy resilience systems (like solar panels or generators) or replace lost food/drinks due to the outage. This directly affects small businesses in areas impacted by extended power disruptions meeting the specified criteria.