Online Consumer Protection Act

This bill requires social media platforms and online marketplaces to create clear, machine-readable terms of service in plain language that explain content moderation policies, user rights, and reporting procedures. It mandates specific consumer protection policies covering content removal, user appeals, notifications, and seller protections, along with annual reports to the Federal Trade Commission detailing these practices. The FTC will develop standardized short-form disclosures (like icons) to help consumers understand platform policies. Companies must establish consumer protection programs with dedicated officers, conduct risk assessments, and implement safeguards for consumer protection. The bill also establishes enforcement mechanisms through the FTC and allows individuals to sue for violations while prohibiting pre-dispute arbitration agreements for such claims.