SERVICE Act
The SERVICE Act (HR 2829) modifies the Public Service Loan Forgiveness (PSLF) program to make it more accessible for borrowers. It reduces the required number of qualifying monthly payments from 120 to 96, expands what counts as a qualifying payment to include certain deferments and forbearances, and creates a "buyback" option to make up for missed payments. The bill also establishes an online portal for borrowers to track their progress toward forgiveness, clarifies that independent contractors can qualify for PSLF, and changes how consolidated loans are treated. This bill directly affects borrowers with federal student loans who work in public service jobs and are seeking loan forgiveness.
Bill status
in committee
1 of 4 stages cleared
Introduction
Apr 2025
Committee Review
Floor Vote
President
Introduced Apr 10, 2025
Last action Apr 10, 2025
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
2
Key actions
0
Committee
1
Apr 10, 2025
Committee
Referred to the House Committee on Education and Workforce.
lower
Apr 10, 2025
Introduced
Introduced in House
lower
1 primary · 6 co-sponsors
Sponsors
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