HELPER Act of 2025
Summary
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025 This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Bill status
in committee
1 of 4 stages cleared
Introduction
Mar 2025
Committee Review
Floor Vote
President
Introduced Mar 14, 2025
Last action Mar 14, 2025
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
2
Key actions
0
Committee
1
Mar 14, 2025
Committee
Referred to the House Committee on Financial Services.
lower
Mar 14, 2025
Introduced
Introduced in House
lower
1 primary · 153 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
John H. Rutherford
RRepublican
Co
Adam Gray
DDemocratic
Co
Adam Smith
DDemocratic
Co
Adelita S. Grijalva
DDemocratic
Co
Adriano Espaillat
DDemocratic
Co
Ami Bera
DDemocratic
Co
Andrea Salinas
DDemocratic
Co
Andrew R. Garbarino
RRepublican
Co
Angie Craig
DDemocratic
Co
Anna Paulina Luna
RRepublican
Co
April McClain Delaney
DDemocratic
Ask Maddy
·
AI policy assistant
Ask Maddy about HR 2094
Scope: US
Hi! I can help you understand HR 2094. What would you like to know?
Try one of these
i
Maddy answers using official bill text and legislative records. Always verify before sharing.
Sources cited inline