Keep America’s Waterfronts Working Act of 2025

The Keep America's Waterfronts Working Act of 2025 establishes a federal Task Force to identify and address challenges facing working waterfronts, which are properties used for commercial fishing, boating businesses, aquaculture, and other water-dependent coastal activities. It creates a $50 million annual grant program (2025-2029) to help coastal states, tribal governments, and Native Hawaiian organizations develop and implement working waterfronts plans that preserve access to coastal waters and protect these businesses from threats like sea level rise and conversion to incompatible uses. The bill also authorizes a preservation loan fund to provide low-interest loans for waterfront preservation, with special provisions for disadvantaged communities. Covered entities must develop plans identifying threatened waterfront areas, prioritizing preservation needs, and ensuring public access. The law aims to protect working waterfronts through coordinated federal and local planning efforts.