Ensuring Access to Medicaid Buy-in Programs Act

This bill removes an age restriction preventing working adults with disabilities aged 65 and older from enrolling in Medicaid buy-in programs. It amends two sections of the Social Security Act to eliminate the phrase "but less than 65" from eligibility rules, allowing these individuals to qualify for Medicaid coverage through state buy-in programs. The change directly affects working adults with disabilities who are 65 or older but previously could not access this Medicaid pathway. States must comply by January 1, 2027, but the policy change itself takes effect immediately upon enactment.