Disaster Displacement Assistance Improvement Act of 2025

HR 1593, the Disaster Displacement Assistance Improvement Act of 2025, clarifies that insurance payments for disaster-related housing costs cannot be counted as "duplication of benefits" when determining eligibility for federal displacement assistance. This change directly affects disaster survivors who receive insurance payouts, allowing them to access both insurance funds and federal assistance for temporary housing. The bill amends the Stafford Act to define "displacement assistance" as support for hotel/motel stays, staying with others, or other housing options while removing the previous barrier to combining insurance and federal aid. The key provision ensures survivors aren’t denied federal help simply because they have insurance coverage for their housing losses.