HJRES 162 United States House · 119th Congress

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed".

This joint resolution seeks to overturn a Bureau of Consumer Financial Protection rule that removed protections for home sales financed under contracts for deed. If passed, the bill would restore the previous regulations requiring clearer disclosure of loan terms for these specific types of real estate transactions. The measure directly affects lenders and borrowers involved in contract for deed arrangements by reinstating federal oversight on how these loans are structured and advertised. Essentially, it aims to keep existing consumer safeguards in place rather than allowing the agency to eliminate them.
Bill status in committee 1 of 4 stages cleared
Introduction
Apr 2026
Committee Review
Floor Vote
President
Introduced Apr 30, 2026 Last action Apr 30, 2026
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Full legislative history

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2
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Committee
1
Apr 30, 2026
Committee
Referred to the House Committee on Financial Services.
lower
Apr 30, 2026
Introduced
Introduced in House
lower
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Emanuel Cleaver
Emanuel Cleaver
DDemocratic
MO
5