Loan Forgiveness for Educators Act

This bill creates a student loan forgiveness program for educators who work in designated high-need schools or early childhood education programs. After completing 5 years of qualifying service (which can be non-consecutive), educators will have 100% of their outstanding student loan debt forgiven, including interest and fees. The program also provides monthly loan forgiveness during service, with payments counted toward future forgiveness. It applies to teachers, school leaders, early childhood educators, and program directors working in these settings, including those in Bureau of Indian Education schools and Tribal programs. Service completed before the bill's enactment can count toward the 5-year requirement.