Flexible Compliance for Emergencies and Natural Disasters Act

This bill extends the deadline for certain companies to submit beneficial ownership reports. It applies only to "reporting companies" located in areas affected by Hurricane Helene or Milton, as determined by the Treasury Secretary and designated by the President under disaster relief law. These companies are exempt from submitting reports required under 31 U.S.C. §5336 before January 1, 2026. The provision directly affects businesses in declared disaster zones, providing administrative relief during recovery efforts.