Housing Survivors of Major Disasters Act of 2024

This bill expands disaster assistance eligibility under FEMA for individuals without documented property ownership but who have occupied land or housing in declared disaster areas (e.g., Hurricane Maria victims). It allows FEMA to use funds for title acquisition costs (like surveys and taxes) and creates a self-certification form using common documents (utility bills, pay stubs, school records) to prove occupancy - without requiring notarization. The bill amends the Stafford Act to replace "uninhabitable" with "damaged" in eligibility criteria and prioritizes habitable housing recovery over temporary solutions. It also mandates multilingual forms, 30-day implementation timelines for FEMA, and retroactive access for cases since 2017.