Health Marketplace for All Act of 2024

This bill creates "health marketplace pools" that can operate like employers to offer group health coverage without considering health status when enrolling members. It allows these pools to provide plans covering only prescription or over-the-counter drugs as a standalone benefit, or combined with other coverage. The pools must offer the same coverage to all members, cannot deny enrollment based on health factors, and may partner with insurers or self-insure. This directly affects individuals and small groups forming these pools, enabling them to access standardized health plans without health-based discrimination.