Mental Health and MAMA Act of 2024

This bill requires health insurance plans to cover mental health and substance use disorder services without copays or deductibles for pregnant and postpartum individuals. It applies to in-network providers from pregnancy diagnosis through the first year after pregnancy ends, including telehealth services. The coverage affects all group health plans, individual insurance, and government health programs like FEHBP, with implementation starting two years after enactment. The law aims to reduce financial barriers to care during a critical health period, directly benefiting pregnant and postpartum patients.