Expanding Home Loans for Guard and Reservists Act

This bill expands eligibility for VA home loans to include National Guard and Reserve members who complete 90+ consecutive days of active duty training (excluding basic training) on or after June 2018. It directly affects Guard and Reserve service members who meet this training requirement but would not previously qualify as "veterans" for home loan benefits. The key provision amends the VA code to define "veteran" for home loan purposes to include these service members, adding them to the list of eligible borrowers under Section 3701(b)(8). This change allows qualifying Guard and Reserve members to access VA home loan guarantees without needing to transition to active duty or be formally discharged as veterans.