Enhanced Cybersecurity for SNAP Act of 2024

This bill requires states to transition SNAP EBT cards to secure chip technology (replacing magnetic stripes) within 5 years, banning magnetic stripes by 2028. It mandates states to provide mobile-friendly digital interfaces for managing EBT accounts, including real-time transaction alerts, 12-month transaction history, and fraud reporting tools. States must offer free card replacements for damage, loss, or fraud (no fees) and adopt NIST-compliant security standards for PINs/passwords. The law also requires retailers to use chip-enabled payment terminals by 2029 to accept SNAP benefits. These changes directly affect SNAP recipients and state agencies managing the program.