Ban Congressional Stock Trading Act

This bill requires current and new Members of Congress, along with their spouses and dependent children (under 19 and IRS dependents), to divest or place most investments - including stocks, bonds, and derivatives - into qualified blind trusts within 120 days of enactment or assuming office, with limited 180-day extensions total. It prohibits acquiring new covered investments during congressional service, except for inheritances (which must be handled within 120 days), and excludes diversified funds, Treasury securities, and retirement plan holdings from the requirement. Non-compliance triggers monthly civil penalties equal to the member’s salary, enforced by ethics offices that must publicly report compliance details. The law aims to prevent conflicts of interest by separating lawmakers' personal financial interests from legislative duties.